The Property & Finance Specialists


Hundreds of other savvy homeowners have already taken advantage of this incredible cash widndfall, and now you could too. It’s fast & simple, & we'll do all the hard work for you.

Discover Exactly How Much Money You Could Be Saving

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Australia right now is enjoying record low interest rates that have never been seen before, and thousands of other smart homeowners have been looking for a better deal. If you want to find out how to get in on the action, then read on…

The perfect way to easily save thousands of dollars a year

Have one of our local, friendly home loan advisers call you to explain the process and show you your exact savings.

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Refinancing is taking Australia by storm!

Refinance Australia

  • 21,896 Australians refinanced in December
  • $100 Billion Billion in refinance loans in 2016 (Aus)
  • $354,614 is the average loan size refinanced

What are you waiting for? Refinance now

When you refinance your home loan, you're saving money now and could cut years off the life off your mortgage

save-thousands Get instant cash savings You won't be waiting months or years to start seeing your savings. Once you refinance your home loan, the savings start immediately. Month after month, you could be saving hundreds of dollars that you can choose to put back in to your pocket to do whatever you wish with it. A new car, new school for the kids, a holiday?

cut-years-off-loan Cut years off your mortgage Would you rather cut years off your mortgage so that you can own your property outright even faster? Instead of pocketing the savings now, you could put all or some of the savings back into your home loan and literally cut years off your mortgage.

broker-holds-hand_360 A local adviser to hold your hand When you deal with our local adviser, you're in safe hands. Our team will hold your hand every step of the way, and make the entire process simple and painless. Let us handle all the difficult leg work so that you can get on with living your life.

Have one of our local, friendly home loan advisers call you to explain the process and show you your exact savings.

Yes, Please Call Me Back

Refinancing your home or investment property is no longer a well kept secret

  • While some lenders don't want you to know about refinancing, their competitors desperately want your business and are only too happy to offer competitive market rates. This is a wonderful situation to find yourself in, for you, the homeowner.
  • With access to over 30 lenders, you have at your fingertips multiple options that could suit your requirements far more superior to the mortgage that you currently have. Let us find for you a deal that not only saves you money, but one that is also perfect for your unique needs.
  • We're a local business, and we help local homeowners just like you. We can sit with you, we can explain everything in person, face to face. If you're time poor, then we can do everything over the phone and email too. The choice is yours.
  • For possibly the first time, you could now take control of your mortgage instead of being a slave to it. You now have the power of multiple options, and with so many lenders wanting your business there are great opportunities to take advantage of right now.

Here's what a few of our happy homeowners have to say

I am extremely happy with Astute Finance Group and Grant. I had been trying for 3 months to get finance – I tried a few people/companies but they couldn't do it. Grant followed all the correct procedures and got me the finance – I have a house I love and a very good deal on the finance.


We went to Sam via my daughter who was using Sam for finance on her first home. Sam renegotiated my finance and got me a very, very good deal with a new bank. In terms of technical knowledge I could not fault Sam at all and I would absolutely recommend him.


Big thank you to Grant for making it possible for us to buy our first home after all the initial drama we had. It all had to be done quite quickly and we couldn't be happier with the outcome! Highly recommend!


Grant was outstanding. He went above his duty giving me advice on my small bad credit rectification and clearing it in no time to allow me to obtain a home loan. I asked him to make the loan easy for me and he delivered. I work a 2/1 FIFO roster and his communication and delivery of information was in layman's terms so I learnt a lot about the process and future budgeting. Grant is a great asset to Astute Finance Group and I will be recommending him.


I just wanted to say a big thank you for all your help and support with purchasing my new home. You were always willing to give your time, and the patience needed, to search for the best finance and mortgage lender to go with. You really helped me to be clear in what I could afford and budget for accordingly. I really appreciate the way you used your professional knowledge and understanding of the situation, which greatly assisted me in my quest to buy a home. Nothing was ever a problem for you, you always found solutions, in a calm and rational manner.


We were both extremely satisfied with Sam Carrello and Astute Finance Group – Sam was very easy to deal with, professional and friendly. The deal went on “for a while” as we are both self employed and he was very patient and understanding with us. Not only would I strongly recommend Sam (and Astute Finance Group) to friends/colleagues we would definitely use again.


Sam Carrello was excellent,and “on the ball” with everything. He kept in contact with us and kept us up to date with things as they happened. I have already recommended Sam to a couple of people.


I would recommend Astute Finance Group and Grant Niederberger (my broker) – he couldn't have done anything differently/better to improve his level of service. Grant was very approachable and easy to deal with.


I would like to take this opportunity to thank Grant for his professional approach to us buying our first home. He got it done when no one else could. I highly recommend Grant.


Our dedicated, professional, and experienced team


Grant Brown

Finance Broker & Rugby Fanatic, Melbourne

Combined with both the knowledge and experience Grant has personally as a broker, you can be rest assured you are receiving the best possible service when it comes to the research of your next home loan.

Whether you're a mum and dad investor, first time home buyer or an avid property investor, Grant is committed to ensuring that your short and long term goals are identified and the correct products used to support these.

In a time where good old fashioned service and personal touch is often overlooked, you can rest assured that when dealing with Grant, his intentions are to build long term relationships and friendships, not just write loans.

Ready to take back control of your home loan that could quite possibly see annual savings for you of over $6,000? We can help make that a reality for you!

If you think that you have been getting a raw deal from your current lender then there is a good chance that is exactly what you have been getting. No longer do you have to be at the mercy of the lender who initially locked you in, and instead you now have the power back in your hands and can take complete control.

What are you waiting for, now is the right time to be taking advantage of Australia's record low interest rates.

These are just a few of the benefits that you can expect when you refinance with our help

  • Increased cash in your pocket that you are free to use how you like
  • Remove mortgage stress from your life so you can enjoy it instead
  • Cut years off the life of your mortgage and own your home sooner
  • Access a product that is most suited to your individual needs
  • Have a local home loan adviser who works for you, not the lenders

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What Is The Cost of Not Taking Immediate Action?

Right now you might be thinking, is this for me? Well perhaps ask yourself this first. Do you want to be saving hundreds of dollars per month, or thousands of dollars per year? Because that is exactly what you could be doing if you refinance your mortgage. The time for this is now.

Are you the only person doing this? Not at all. In fact if you ask your friends, then you might just find that they have already looked for a better deal themselves and they have already taken advantage of Australia's record low interest rates. Thousands of ordinary Australians have jumped on this opportunity already, and are now laughing all the way to the bank. You could easily join them.

If you don't advantage of this incredible opportunity that is now available and the record low interest rates that are on offer, then you risk paying thousands of dollars more than you need to, every single year. You need to make a decision right now and ask yourself are you going to save money or will you keep paying too much. The choice is yours.


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Note: the home loan with the lowest current interest rate is not necessarily the most suitable for your circumstances, you may not qualify for that particular product, and not all products are available in all states and territories. Savings are based upon an existing rate of 5.67% versus a comparison 3.74% rate, with a $300,000 loan balance. This provides monthly savings of $348 or $4,176 p/a. Warning: The comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rate is 4.01%